Car Insurance

Nothing is ever simply, straight forward or easy

where I'm concerned and car insurance is certainly no

exception to this rule.

 

Having recently become the proud owner of a set of wheels

I decided to find myself an insurance agent with a "real"

office which I could visit if necessary; manned by "real"

staff who I could speak to on a "real" telephone should the

need arise.  This seemed infinitely preferable to tiptoeing

my way through the minefield on online offers on price

comparison sites.

 

A charming and very helpful young man called Alex took my

metaphorical hand and led me safely past all the

obstacles and pitfalls along the pathway to comprehensive

motor insurance.

 

I had, at that point, no tangible proof of the no claims bonus

on my previous French insurance and, as I wasn't sure how long

it would take to materialise, we decided to start again from

scratch with the proviso that amendments could be made to

the policy as and when the French got their act together.

It's the only thing.  Poop, poop!

 

 I paid my money, I took my chance and I took to the road!

Poop, poop!

 

The French documentation finally rocked up a couple of days

back.  The lovely Alex received his copy and managed to secure

for me a rather pleasing £147 reduction in my premium.

Thank you Alex, job done, sorted - or so I thought.

What do you want us to do about eet?  Non!

 

What neither Alex, nor I, had foreseen was that the insurance

underwriters would not accept a document in French even

thought it's meaning was patently obvious.  Their in house

translators would have charged more that the rebate to do the

necessary, the French insurers were equally unhelpful and so

the £147 reduction was clawed back.

 

Then the bastards played their trump card.

They charged me another £120 on top of all this for having to

make an amendment to the policy and neither I nor poor Alex

had a leg to stand on - legally they were within their rights.

How very true.

 

 Which leaves me with just two things to say:

1.  Please learn from my mistakes and let sleeping policies

lie - you will never win!  And ...

2.  A pox on insurance companies and small print in particular!